Category: Interest rate

• buying house Interest rate market update mortgage real estate

  📈 Mortgage Rates: Today vs. A Year Ago

  

  As of early December 2025, the average rate for a 30-year fixed mortgage in the U.S. is about 6.19%.   By comparison, around this time last year, that rate was averaging roughly 6.69%.   That means rates have dropped about 0.5 percentage points compared to one year ago — a…

  December 5, 2025
• buying house Interest rate real estate

  Should I Wait for Interest Rates to Drop Below 3%?

  If you’ve been watching interest rates closely—especially mortgage rates—you might be wondering if it’s smart to wait for them to drop below 3% before making a big financial move like buying a home or refinancing a loan. After all, rates that low did happen in 2020 and 2021. So… shouldn’t…

  August 5, 2025