Category: mortgage
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📈 Mortgage Rates: Today vs. A Year Ago
As of early December 2025, the average rate for a 30-year fixed mortgage in the U.S. is about 6.19%. By comparison, around this time last year, that rate was averaging roughly 6.69%. That means rates have dropped about 0.5 percentage points compared to one year ago — a…
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Pros and Cons of paying your mortgage early
Paying off your mortgage before retirement can be a smart financial move and sounds like a lifetime achievement, but it’s not the right choice for everyone. Here are some important factors to consider. Reasons to Pay Off Your Mortgage Early If you can payoff big chunk of amount towards your…
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