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  • 📈 Mortgage Rates: Today vs. A Year Ago

    📈 Mortgage Rates: Today vs. A Year Ago

    As of early December 2025, the average rate for a 30-year fixed mortgage in the U.S. is about 6.19%.   By comparison, around this time last year, that rate was averaging roughly 6.69%.   That means rates have dropped about 0.5 percentage points compared to one year ago — a modest but meaningful shift for… Read more

  • Oakland County Real Estate Market Update – November 2025

    Oakland County Real Estate Market Update – November 2025

    Insights from an Oakland County Realtor As we wrap up November 2025, the Oakland County real estate market continues to show its resilience, even as seasonal slowdowns begin to take hold. Whether you’re thinking about buying, selling, or investing, understanding the latest numbers can give you a powerful edge. Here’s my expert breakdown of what… Read more

  • Should I Wait for Interest Rates to Drop Below 3%?

    If you’ve been watching interest rates closely—especially mortgage rates—you might be wondering if it’s smart to wait for them to drop below 3% before making a big financial move like buying a home or refinancing a loan. After all, rates that low did happen in 2020 and 2021. So… shouldn’t they come back eventually? Here’s… Read more

  • The House You’re Negotiating on Is ‘Accepting Backup Offers’—Now What?

    So you’ve found a house you love. You made an offer, and it’s been accepted—or at least that’s what you thought. Then you notice the listing still says “Accepting Backup Offers.” That little phrase can leave buyers confused or even anxious. What does it mean, and should you be concerned? Let’s break it down so… Read more

  • 🏠 What an Economic Slowdown Could Mean for the Housing Market

    In today’s shifting economic climate, many are wondering what an economic slowdown might mean for the housing market. Will home prices drop? Is now still a good time to buy or sell? While these questions are valid, the reality is more nuanced—and understanding the bigger picture is essential to making confident real estate decisions. 📉… Read more

  • 10 Top Reasons to Own A Home

    Owning a home is a significant milestone that offers numerous benefits beyond just having a place to live. According to the National Association of REALTORSÂŽ (NAR), here are seven compelling reasons to consider homeownership: Appreciation: Historically, real estate has shown long-term, stable growth in value, serving as a good hedge against inflation. For instance, the… Read more

When you work with me, you will receive a knowledgeable and professional real estate agent, a committed ally to negotiate on your behalf, the systems in place to streamline buying your home and the backing of a trusted company, Key Realty. 

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